🚨 Big Mistakes You're Making By NOT Reading the Fine Print

What’s included this week:

• ❌ 7 Mistakes You’re Making By Not Reading The Fine Print

• 📰 IN THE NEWS

• 🤫 An AMAZING Website For the Forgetful

• 🏷️ Top 5 Deals of the Week

• 👀 EXCLUSIVE TRAVEL TIP

❌ 7 Mistakes You’re Making By Not Reading The Fine Print

PayPal: While I highly support PayPal as a payment platform, you can still be billed repeatedly by the same merchant despite only agreeing to one transaction.

For example, you might sign up to use a service once but if a merchant categorizes your PayPal transaction as a “recurring charge”, you can face repeated billing. This is a particular problem for so-called “free trials.”

Free Trials: Speaking of free trials and “one time” subscription fees, the fine print for many companies sometimes holds you responsible for an entire year of a subscription or product if you fail to cancel your free trial before a cut-off date.

I find this is most common with phone app’s on the Apple or Google Play Store, so it’s good to check the current subscription status of all your apps to ensure you don’t have a looming large fee coming your way.

Real Estate Contracts: are notorious for having non-compete clauses and other very restrictive terms that may tie you to a real estate agent for longer than you’d like.

If you discover a home or rental beyond a typical real estate term, you could still be responsible for paying a real estate agent even after you’ve terminated your agreement with them so always double check this clause. 

Event Catering: Brides and grooms often have their hearts on a special wedding cake. Before you book a venue or caterer for a wedding, anniversary or birthday party, double check that you can still reach out to a favorite baker without violating the terms of your catering contract. 

Timeshare Contracts: As a whole, these are some of the worst contracts you’ll ever encounter. It’s worth spending the time to learn what you are really agreeing to in perpetuity - or having an experienced contract lawyer or paralegal explain it to you.

Never agree to purchase a timeshare on the spot even if it’s a “once in a lifetime offer you need to sign right now.” 

Airlines: In the event of a delay, cancelation or lost luggage, many airlines will offer you the bare minimum. Explore the terms and conditions for an airline thoroughly and advocate for yourself.

You might be offered a $30 meal voucher when you should actually be receiving a free night in a hotel for a canceled overnight flight. 

Credit Card “Perks”: Many credit card agreements contain tricky fine print about perks. For example, the car insurance they offer is often secondary to your personal policy, meaning your primary insurance is used first.

It is important know that MOST of the insurance provided by your credit card will only cover any remaining balance.

📰 IN THE NEWS

I’m excited to introduce a new section in the newsletter where I'll share some of the most interesting and helpful articles I’ve read over the past week. I hope you find them as valuable as I did!

💵 “You’ll have a hard time retiring without this and it’s not money”  - READ HERE.

💵 “Americans have 4 core beliefs about money but only one helps you get richer” - READ HERE.

💵 “6 Money Lessons You Didn’t Learn In High School But Should Have” - READ HERE.

🤫 An AMAZING Website For the Forgetful

(THIS IS NOT SPONSORED)

Have you ever lost your cellphone around the house when no one else is home? CallMyPhone.org is a free online service that helps you find your lost phone by making it ring.

Just enter your phone number on the site from any computer in your home, and it will make your phone ring, helping you locate it quickly. CallMyPhone is free and doesn't require personal information, making it a convenient option for locating misplaced phones if you don’t already have Apple’s or Android’s “Find My” software activated.

You can find out more about CallMyPhone by clicking here.

1.  👶 UP TO 60% OFF at Carter’s (Kids Clothing as low as $4)

2. 🎮 Nintendo Switch Lite for $160 (Usually OVER $200)

3. 🔌 Car Jump Starter UNDER $30

4. 💳 Huge Costco Membership Deal! (FREE SHOP CARD)

5. 🌳 40% OFF Greenworks Power Tools (Limited Time)

**If you buy something through these links I may get a small share of the sale. Click here to learn more

👀 EXCLUSIVE TRAVEL TIP

Here is why you should book your Thanksgiving travel in two weeks!

As a valued YouTube subscriber, I wanted to give you a quick heads up tied to a topic I will not be covering on my channel. Domestic Thanksgiving Airfare is expected to be at its most “reasonable pricing” between August 19 and August 30.

New data from Hopper and an article from The Vacationer both suggest booking your Thanksgiving flights by late August for the best selection of seats/flights and lowest airfare.

From my personal experience, I’ve found that by the time the Labor Day travel deals drop, they are geared more toward Christmas travel and any so-called “Thanksgiving Travel Deal” is scarce and almost always more expensive than booking in late August.

🚨 LATEST VIDEO

Thank you so much for taking the time to read this newsletter. If there are any topics you want me to prioritize for next week, please let me know!

Happy Savings!👋

The Deal Guy (Matt Granite)