💰 The Deal Guy Newsletter - Issue #20

What’s included this week:

• ❌ 5 Things I Would Avoid Buying In This Economy

• 🏡 10 Cities Where Renting Cheaper Than Buying

• 📰 IN THE NEWS

• 🤫 A Superb App To Better Share and Track Expenses

• 🏷️ Top 5 Deals of the Week

• 👀 EARLY PRIME DAY DEALS AND EXCLUSIVE COSTCO VIDEO

❌ 5 Things I Would Avoid Buying In This Economy

🚗 Luxury Cars or Brand New Cars: Depreciation hits hard, and maintenance is expensive. Consider reliable, fuel-efficient vehicles instead. New vehicles lose value the moment they leave the lot. A slightly used car can save thousands.

🧰 Expensive Home Renovations (if you can hold off): High-end remodels may not return the investment, especially in a volatile housing market.

📱 New Gadgets/Tech Every Year: Do you really need that new iPhone? Constant upgrades drain finances. Stick to functional, durable devices until a real upgrade is needed.

👕 Expensive Clothing & Designer Brands: Trends change fast, but the costs are high. Opt for quality and affordable fashion that lasts.

🧾 Subscription Overload: We have a rule in my house that if a subscription has not been used once during a three month period (whether it be for a gym or streaming service), it gets canceled!

Subscriptions and their accompanying fees add up quickly and you can always re-subscribe (even if it means stomaching a new “activation” fee at a gym).

🏡 10 Cities Where Renting Is Cheaper Than Buying

With unpredictable real estate prices and interest rates, renting could actually be a smarter choice in some cities. Here are the top 10 places where renting is cheaper than buying a home right now:

1) San Francisco, CA

2) New York, NY

3) Los Angeles, CA

4) Boston, MA

5) Seattle, WA

6) San Diego, CA

7) Miami, FL

8) Washington, D.C.

9) Denver, CO

10) Austin, TX

📰 IN THE NEWS

Every week in this section of the newsletter, I share some of the most interesting and helpful money-related articles I’ve read over the past week. I hope you find these as valuable as I did!

💵 “10 frugal habits of middle-class millionaires”  - READ HERE.

💵 “Are you saving too much for retirement?” - READ HERE.

💵 “7 frugal living tips for middle class Americans” - READ HERE.

🤫 A Superb App To Better Share and Track Expenses

(THIS IS NOT SPONSORED)

Have you ever had to share a business expenses with a colleague, chip in for a lunch or cover for a friend who then owes you or recoup money from a roommate or relative? Splitwise makes it much easier - by tracking and then sending a digital IOU.

Whether it's for rent, a trip, or just splitting a dinner bill, it keeps track of who owes what, so you don’t have to worry about awkward money conversations. You can easily add expenses, and it does all the math for you.

Plus, you can settle up using Venmo or PayPal, making it quick and easy. The app is free for everyday budgeting and there is even a pro version for those with more demanding needs.

You can access Splitwise by clicking here.

1. 📺 65” Class 4K TV NOW $298 (Black Friday pricing!)

2. 🎧 $49 Beats Buds!! (Lowest price ever!)

3. 🎶 4 MONTHS FREE OF AMAZON MUSIC

4. ⚡️ Portable Gas Inverter Generator ($300 OFF!)

5. 🔥 2 Pack Rechargeable Hand Warmers UNDER $14! (Clip Coupon under price!)

**If you buy something through these links I may get a small share of the sale. Click here to learn more

👀 5 EARLY AMAZON PRIME DAY OCTOBER DEALS

I will be releasing a brand new 'Top 50 Amazon Prime Day October Deals' video tomorrow morning between 8 AM and 9 AM EDT—so set your alarms! In the meantime, here are 5 early Prime Day deals that you might be interested in:

(these contain affiliate links)

1) Matching Holiday Pajamas (UP TO 60% OFF!)

2) Lowest Price I’ve ever seen on the Dyson V11 Vacuum Cleaner - Down to $399.99!

3) As a robot alternative, this iRobot Robot Vacuum & Mop Combo is fantastically priced at $160

4) If you’re looking for a solid portable power station this winter, this model from Anker at $189 (after coupon) can charge up to 8 DEVICES at once!

5) Finally, the super popular Shark SpeedStyler is now down to a fantastic price of $149.99.

Also, if there are any specific products or deals you're looking for during Prime Day October, reply to this email with your requests, and I'll keep an eye out!

🏷️ EXCLUSIVE COSTCO CLEARANCE VIDEO

As promised in my most recent October Costco video, here is a Top 10 round-up video made just for email subscribers that features all the clearance items I wasn’t able to fit into the main video!

🚨 LATEST VIDEO

Thank you so much for taking the time to read this newsletter. If there are any topics you want me to prioritize for next week, please let me know!

Happy Savings!👋

The Deal Guy (Matt Granite)